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Checking Accounts

Simplicity:

This account is designed for customers who want the freedom to write numerous checks and do not want to carry a large balance.

  • 100 FREE Community Checks or 80 Duplicate Community checks with a new account.
  • 50 FREE checks per statement cycle. Additional checks $0.20 each.
  • FREE Safe Deposit Box for 1 year with auto debit (Larger boxes discounted).
  • No service charges with minimum balance of $1,500.00. $2.75 monthly service charge if balance is less than $1,500.
  • No application fee for checking reserve.

Teacher's Choice:

We at CNB&T believe in our local schools and those who have committed themselves to our children. We would like to reward you with a premium banking product that offers CNB&T's excellent service coupled with a bounty of free banking products.

  • Unlimited Check Writing.
  • NO monthly service charge.
  • FREE checks. (Select styles only)
  • FREE standard size safe deposit box, where available.
  • FREE Cashier's Checks and Money Orders
  • FREE stop payment processing.
  • 0.25% rate reduction on consumer loan products with payments by auto debit.

Choice:

This account gives you the advantage of using your balance to avoid a monthly charge with unlimited check writing.

  • $500.00 or more—no monthly service charge
  • $300.00 to $499.99 . . . . . . . . . . . . . . . $3.25
  • $100.00 to $299.99 . . . . . . . . . . . . . . . $5.25
  • $000.00 to $99.99 . . . . . . . . . . . . . . . . $7.25

Interest Bearing Checking Accounts

ePower Checking:

This FREE checking account is designed to earn better than CD-like rates and qualify for a maximum of $25 credit towards nationwide foreign ATM fees. To earn the power rate and qualify for ATM refunds we require:

  • Receive your account statement electronically.
  • 1 direct Deposit or ACH automatic payment post and clear the account during the statement cycle.
  • 12 CNB&T debit card purchases post and clear the account during the statement cycle.
  • No monthly service charge or minimum balance required.

NOW PLUS:

Interest is accrued daily and paid at the end of each monthly statement cycle. Individuals, non-profit organizations, sole proprietors and government units are eligible.

  • $8.75 service charge if minimum balance is less than $1,500.

Money Market:

Money Market Accounts are available for personal and commercial customers. Interest is accrued daily and is paid monthly at the end of each statement cycle.

  • 3 FREE withdrawals per statement cycle. $1.00 per additional withdrawal.
  • 6 pre-authorized third party debits of which 6 can be checks.
  • $8.75 monthly service charge if minimum balance is less than $1,500.
  • 6 FREE checks per statement cycle.

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