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Business Banking
Community National Bank is a full service bank that offers a complete arsenal of business products. We currently offer a broad array of loan products customized to fit your business. We have also developed a complete selection of deposit products and services to meet your business needs. Our professional staff is here to serve you and your business’s unique needs. It is our intent to work with you to develop a lasting relationship that will benefit you and your company and our community.
Business Checking Accounts
*Small Business Checking Account
If you own a small business and write only a few checks each month, this account gives you premium banking services and saves you money too.
- First 60 checks per cycle free, then only .13 check fee per check thereafter.
- First 100 non-CNB deposited items per cycle free, then only .06 fee per deposited item there after.
- First order of 300 Community checks or 240 duplicate Community checks and 60 deposit slips free.
- No monthly minimum balance fee if minimum balance is $1,000 or more. Only $3.00 if minimum balance is less than $1,000.
*Commercial Account
This account is designed for businesses that maintain a balance and want to receive an earnings credit against monthly fees.
- $6.50 maintenance fee.
- .18 per check fee.
- .09 fee per non-CNB deposit items.
- Earnings credit based on variable rate.
*Money Market Account
Money Market Accounts are available for personal and commercial customers. Interest is accrued daily and is paid monthly at the end of each statement cycle.
- Unlimited cash withdrawals.
- 6 pre-authorized debits of which 3 can be checks.
- $10.00 per check fee for all checks over 3 per cycle.
- First 10 non-CNB deposit items per cycle are free, then only .20 fee per item thereafter for personal accounts.
- First 10 non-CNB deposit items per cycle are free, then only .10 fee per item thereafter for commercial accounts.
$10.00 minimum balance fee if balance is less than $900.
*Regular Savings Accounts
Regular Savings Accounts are available for personal and commercial customers.
- Minimum balance of $100.00 to open account.
- Variable interest rate.
- Interest paid semi-annually, end of June and December.
- Statements mailed semi-annually.
- Maximum of 12 withdrawals per cycle, then only $1.00 withdrawal fee per withdrawal.
- First 60 non-CNB deposited items per cycle are free, then only .25 fee per item thereafter.
- Average balance fee of $2.00 if average balance is less than $25.00.
- Must have a checking account to obtain an ATM card.
Business
Credit Card Processing
One of the best ways to increase sales is to increase the number of ways your customers can pay you. Our merchant services afford you the flexibility to accept VISA and MASTERCARD.
- Customized for all sizes & types of businesses
- Processing equipment available
*Other Services
- Direct Deposit
- Safe Deposit Boxes
- Electronic Deposit and Payments
Order
Checks Today! – Pick them up in 3 days.
Community National Bank offers a service that will get your personal check orders and your business check orders ready in 3 business days. Outstanding quality. Outstanding value. Duplicate checks, logos, and bylines are all available. We offer several styles and designs to choose from. All at a low cost.
*Business loan products
Community National Bank offers a variety of loans to finance your business needs, including working capital, real estate, capital improvements, construction, and equipment financing. The lending staff at Community National Bank will carefully evaluate your present situation customizing a financing option to meet the specific needs of your business. All of our lending decisions are made locally by people who understand you, your business and the local economy.
Contact us today and we’ll have one of our local commercial lenders contact you.
Sample Lending Products offered:
- Small Business Administration (SBA) loans
- Farm Service Agency (FSA) loans
- Equipment Loans and Leasing
- Revolving Lines of Credit
- Term loans
- Commercial Mortgages
- Loans with special structure and purpose
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