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Midwest Ag Funding

Important Information

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Business Checking Accounts

Small Business Checking:

 If you own a small business and write only a few checks each month, this account gives you premium-banking services and save you money too.

  • First 60 checks per statement cycle free, then only $0.13 per check thereafter.
  • First 100 deposited items per statement cycle free, then only $0.06 per item thereafter (All CNB&T items are free).
  • First order of 300 single checks (select styles only) or 240 duplicate checks (select styles only) and 60 Deposit Slips free.
  • No monthly service charge if minimum balance is $1,000 or more.  Only $3.00 if minimum balance is below $1,000.


This account is designed for businesses that maintain a balance and want to receive an earnings credit against monthly fees.

  • $6.50 maintenance fee.
  • $0.18 per check fee.
  • $0.09 charge per deposited item (All CNB&T items are free).
  • Earnings credit of $0.10 for every $100 of average collected balance (Earnings credit based on variable rate).

      Money Market:

      Money Market Accounts are available for personal and commercial customers.  Interest is accrued daily and is paid monthly at the end of each statement cycle. 

      • Cash withdrawals limited to 6 per month.
      • 6 per-authorized third party debits of which 6 can be checks.
      • $10.00 per check for all checks over 6 per statement cycle.
      • First 10 deposited items per statement cycle free, then only $0.10 per item thereafter for Commercial Accounts or $0.20 per item thereafter for Personal Accounts (All CNB&T items are free).
      • $10.00 service charge if balance is less than $900.



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