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Investment Services
Investment Services

Certificate of Deposit:
Our Certificates of Deposit offers competitive yields and a guaranteed return over the investment horizon. Community National Bank & Trust offers a broad range of fixed rates from 90 days to 5 years. With a minimum deposit of $1,000 you can start earning a higher rate of interest. An account provides automatic renewal at maturity with a 10-day grace period, and deposit eligibility for FDIC insurance, up to the maximum established by the FDIC per depositor and ownership type. Please contact your nearest banking center location for current rates.


Traditional IRA:
This account allows you to defer taxes on your earnings until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which they are made. Ideal for customers looking for long term savings plan to assist in funding retirement.


Roth IRA:
This account is a nondeductible account that features tax free withdrawals for certain distribution reasons after a five-year holding period. Note the term "tax free" means the principal and interest earned is free from federal income taxes.


Rollovers, transfers, and IRA beneficiaries:
We can help you manage your retirement funds by assisting in the movement of assets from one tax-deferred retirement plan into another. You can benefit in two very significant ways- you avoid possible penalties and the earnings on your retirement dollars continue to grow, tax-deferred, until withdrawn.


Education IRA:
This account is nondeductible that features tax free withdrawals for a very specific purpose – a child's higher education expenses. Distributions from an Education IRA are penalty free and tax free.


Agency and Custody Agreements:
A variety of agreements can be established to assist in record keeping, asset management, and custody of assets. Types of accounts range from personal to corporate. Also, includes conservatorships

  • Agent for the Individual: asset management for the individual that may want to name an advisor or direct their own assets.
  • Agent of Personal Representative: safekeeping and account management under the instructions of the personal representative of an estate.
  • Custody: asset safekeeping for the company that requires asset monitoring and posting of dividends, interest, maturities and corporate actions.
  • Endowments and Foundations: asset management and safekeeping with an appointed investment advisor of their choosing.
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