Guardian Secure Checking:
Keep your family finances safer with ID Protect® service which includes:
- Identity Theft Expense Reimbursement Coverage
- Comprehensive Identity Theft Resolution Services
- 3-in-1 Credit File Monitoring
- 3-in-1 Credit Report
- Total Identity Monitoring
Take advantage of smart discounts:
- Travel and Leisure Discount Membership
- $hopping Rewards™
- Cellular Phone Protection
- Accidental Death & Dismemberment Insurance
- Health Care Discounts
All included for a low monthly service fee.
This FREE checking account is designed to earn better than CD-like rates and qualify for a maximum of $25 credit towards nationwide foreign ATM fees. To earn the power rate and qualify for ATM refunds we require:
- Receive your account statement electronically.
- 1 direct Deposit or ACH automatic payment post and clear the account during the statement cycle.
- 12 CNB&T debit card purchases post and clear the account during the statement cycle.
- No monthly service charge or minimum balance required.
- Statements cut on the 3rd Thursday of each month. The qualification period starts the 3rd Friday of each month and ends the 3rd Thursday of the following month.
This account is designed for customers who want the freedom to write numerous checks and do not want to carry a large balance.
- 100 FREE Community Checks or 80 Duplicate Community checks with a new account.
- 50 FREE checks per statement cycle. Additional checks $0.20 each.
- FREE Safe Deposit Box for 1 year with auto debit (Larger boxes discounted).
- No service charges with minimum balance of $1,500.00. $2.75 monthly service charge if balance is less than $1,500.
- No application fee for checking reserve.
We at CNB&T believe in our local schools and those who have committed themselves to our children. We would like to reward you with a premium banking product that offers CNB&T's excellent service coupled with a bounty of free banking products.
- Unlimited Check Writing.
- NO monthly service charge.
- FREE checks. (Select styles only)
- FREE standard size safe deposit box, where available.
- FREE Cashier's Checks and Money Orders
- FREE stop payment processing.
- 0.25% rate reduction on consumer loan products with payments by auto debit.
This account gives you the advantage of using your balance to avoid a monthly charge with unlimited check writing.
- $500.00 or more—no monthly service charge
- $300.00 to $499.99 . . . . . . . . . . . . . . . $3.25
- $100.00 to $299.99 . . . . . . . . . . . . . . . $5.25
- $000.00 to $99.99 . . . . . . . . . . . . . . . . $7.25
Interest is accrued daily and paid at the end of each monthly statement cycle. Individuals, non-profit organizations, sole proprietors and government units are eligible.
- $8.75 service charge if minimum balance is less than $1,500.
Money Market Accounts are available for personal and commercial customers. Interest is accrued daily and is paid monthly at the end of each statement cycle.
- 3 FREE withdrawals per statement cycle. $1.00 per additional withdrawal.
- 6 pre-authorized third party debits of which 6 can be checks.
- $8.75 monthly service charge if minimum balance is less than $1,500.
- 6 FREE checks per statement cycle.