Personal credit deserves personal perks
Get the purchasing power you need for a low introductory interest rate of 4.99% APR* and rewards
Benefits You’ll Love
- Take advantage of a low 4.99% APR*
- Earn reward points for every dollar charged
- View and manage account digitally with MyCardStatement
- No annual fees
- 4.99% APR* introductory rate for 6 months; then based on Prime
- Shop everywhere Visa® is accepted
- No annual fee
- Earn rewards points as you shop with ScoreCard Rewards
- Keep tabs on your card and spending with MyCardStatement
- Download the MyCardStatement mobile app by searching MyLocalBankCard in the Apple App Store or Google Play
- Redeem your points for account credits, gift cards, travel, and more
- Handle and make payments 24/7
- EMV chip included for greater security
- Quickly replace your card if lost or stolen
Apply for Your Personal Credit Card Today
Please fill out an application and either return it to your nearest Community National Bank & Trust banking center or mail it to:
Community National Bank & Trust
P.O. Box 300
Neodesha, KS 66757
Call us today at (844)-260-2195
To obtain additional information about shopping for and using credit cards, please visit the Consumer Financial Protection Bureau website today.
*Low Introductory Interest Rates: 4.99% annual percentage rate (APR) for the first six months. After that, your rate will be determined by your card type and the prime rate established by the Wall Street Journal. Our classic card is 9.74% APR plus the prime rate, and our platinum card is 6.74% APR plus the prime rate.
Note: Your APR may vary monthly.
*APR = Annual Percentage Rate. Note your APR may vary monthly. See credit card terms and conditions.
Low Introductory Interest Rates: 4.99% annual percentage rate (APR) for the first six months. After that, your rate will be determined by your card type and the prime rate established by the Wall Street Journal. Our classic card is 9.74% APR plus the prime rate, and our platinum card is 6.74% APR plus the prime rate.
Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Certificate Term | Interest Rate | **APY |
|---|---|---|
| 9 Month CD Special | 3.990% | 4.05% |
| 13 Month CD Special | 3.290% | 3.33% |
| 24 Month Bump Special | 3.110% | 3.15% |
| 27 Month CD Special | 3.030% | 3.06% |
$1000.00 minimum deposit required. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly.
**Annual Percentage Yield. Fees imposed could reduce earnings.
ePower Checking
| **** Balance | ***Interest Rate | Depending on the balance in your account the Annual Percentage Yield (APY**) will: |
|---|---|---|
| Up to $25,000.00 | 1.400% | equal 1.41% |
| $25,000.00 - $1,000,000 | 0.150% | range from 1.51% to 0.18% |
| If ePower account requirements are not met | 0.100% | equal 0.10% |
****To earn the power rate, perform the following each cycle: 1. Have 12 Debit Card Transactions post and clear the account. 2. Have at least One Direct Deposit or ACH auto debit post and clear the account. 3. Enroll and receive electronic statements. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $25 per cycle if requirements are met. † Other fees may apply.
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Guardian Secure Checking
| Balance | ***Interest Rate | Depending on the balance in your account the Annual Percentage Yield (APY**) will: |
|---|---|---|
| Up to $25,000.00 | 1.400% | equal 1.41% |
| Over $25,000.00 | 0.150% | range from 1.51% to 0.18% |
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
$100 minimum deposit to open
$4.95 Monthly Service charge
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Platinum Savings Account
| Balance | ***Interest Rate | ** APY |
|---|---|---|
| Below $5,000 | 0.150% | 0.15% |
| $5,000.00 to $24,999.99 | 1.900% | 1.91% |
| $25,000 to $49,999.99 | 1.900% | 1.91% |
| $50,000 to $99,999.99 | 1.900% | 1.91% |
| Balance over $99,999.00 | 1.900% | 1.91% |
Minimum Deposit $5,000
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY