Fund tomorrow’s dreams with today’s home equity
The key to financing nearly any need or expense is under one roof
Benefits You’ll Love
- Flexible terms to match your budget
- Competitive rates to meet your needs
- Handle repairs, remodeling, and virtually any other expense
- Local, attentive service throughout the loan process
- Convert the equity in your home into cash you can use*
- Competitive fixed rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Consult a tax advisor.
*This is not a commitment to lend or extend credit. All loans/products are subject to approval.
Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Certificate Term | Interest Rate | **APY |
|---|---|---|
| 9 Month CD Special | 4.860% | 4.95% |
| 13 Month CD Special | 3.290% | 3.33% |
| 24 Month Bump Special | 3.110% | 3.15% |
| 27 Month CD Special | 3.030% | 3.06% |
$1000.00 minimum deposit required. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly.
**Annual Percentage Yield. Fees imposed could reduce earnings.
ePower Checking
| **** Balance | ***Interest Rate | ** APY |
|---|---|---|
| Up to $25,000.00 | 1.250% | 1.26% |
| Over $25,000.00 | 0.150% | 0.15% |
| If ePower account requirements are not met | 0.100% | 0.10% |
****To earn the power rate, perform the following each cycle: 1. Make 12 Debit Card Transactions. 2. Set-up One Direct Deposit or ACH auto debit. 3. Enroll and receive electronic statements. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $25 per cycle if requirements are met. † Other fees may apply.
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Guardian Secure Checking
| Balance | ***Interest Rate | ** APY |
|---|---|---|
| Up to $25,000.00 | 1.500% | 1.51% |
| Over $25,000.00 | 0.150% | 0.15% |
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Platinum Savings Account
| Balance | ***Interest Rate | ** APY |
|---|---|---|
| Below $5,000 | 0.150% | 0.15% |
| $5,000.00 to $24,999.99 | 2.000% | 2.02% |
| $25,000 to $49,999.99 | 2.000% | 2.02% |
| $50,000 to $99,999.99 | 2.000% | 2.02% |
| Balance over $99,999.00 | 2.000% | 2.02% |
Minimum Deposit $5,000
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY