Home Equity Loans

Fund tomorrow’s dreams with today’s home equity

The key to financing nearly any need or expense is under one roof

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Benefits You’ll Love

Flexible terms to match your budget
Competitive rates to meet your needs
Handle repairs, remodeling, and virtually any other expense
Local, attentive service throughout the loan process

Convert the equity in your home into cash you can use*
Competitive fixed rates for several short-term or one-time needs:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
The interest paid might be tax deductible¹
Quick, local decision-making and processing
Attentive, friendly service from start to finish

¹Consult a tax advisor.

*This is not a commitment to lend or extend credit. All loans/products are subject to approval.

Current CNB&T MLO List

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Questions?

Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.