Home Equity Lines of Credit (HELOC)

Turn your home into a money tree

Use a revolving line of credit backed by the equity in your home to cover important expenses

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Benefits You’ll Love

A revolving credit line that can be used for unexpected expenses
Use the equity in your home as collateral for credit
Pay for home repairs, remodeling, or give college tuition funds a boost
Great rates and caring service

Turn the equity in your home into ongoing, affordable financing*
Competitive variable rates for several ongoing or seasonal needs
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available for the term of the loan without reapplying; apply once, then use repeatedly thereafter
Revolving credit — as principal is repaid, more becomes available for use
Funds easily available via in-person or phone transfers to a specified CNB&T checking account
The interest paid might be tax deductible¹
Set up automatic payments to be deducted from your account monthly
Quick, local decision-making and processing
Attentive, friendly service from start to finish

¹Consult a tax advisor.

*This is not a commitment to lend or extend credit. All loans/products are subject to approval.

Current CNB&T MLO List

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Questions?

Reward Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.