Personal Savings
Regular Savings Account
A regular savings account at Community National Bank & Trust is a straightforward path to long-term financial success. Take advantage of low fees, competitive interest rates, and an affordable opening deposit as you work toward short- or long-term goals. You can also waive the monthly fee by maintaining an average daily balance of at least $25 per quarterly cycle.
- Save for something specific or just a rainy day
- Enjoy 6 free withdrawals per cycle
- 30 free non-CNB&T item deposits
Platinum Savings
Take your savings to the next level with a platinum savings account. Start with a low minimum deposit and earn increasingly competitive rates as your balance grows, with the potential for a higher annual percentage yield (APY) on larger balances. It's a smart way to maximize your savings and build toward the financial position you're aiming for.
- Earn higher rates than with a regular savings account
- Higher balances earn higher rates
- Interest paid quarterly
Young Investors Club Savings
You can turn your child's spare change into meaningful long-term savings with a Young Investors Club savings account. Designed to teach healthy financial habits early, these accounts feature strong interest rates and fun contests and promotions to keep young savers engaged. At the upfront cost of just a $5 allowance, you can watch your child's money grow right alongside them.
- Exclusive savings account for kids
- Set savings goals, participate in fun events, and promotions
- Low opening deposit with competitive interest rates
Certificates of Deposit (CDs)
For a reliable return on your funds, a certificate of deposit (CD) is a smart choice. Lock in a fixed, guaranteed yield with no setup or maintenance fees and a wide range of terms to fit your timeline. CDs offer the low-risk, high-reward stability you can count on.
- Plan for the future today
- Earn high interest
- Fixed rate options available
Individual Retirement Accounts (IRAs)
Prepare for your retirement years by opening an Individual Retirement Account (IRA) at Community National Bank & Trust. Our IRAs feature flexible terms built to your specific needs and retirement goals, with competitive interest rates that exceed standard savings rates. Both traditional and Roth IRA options are available.
- Easily invest in your future
- Traditional and Roth IRA options available
- Flexible terms to meet your needs