Rates listed are accurate as of : 02/26/2024

Certificates of Deposit

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Certificate Term Interest Rate **APY
9 Month CD Special 5.210% 5.31%
13 Month CD Special 3.290% 3.33%
24 Month Bump Special 3.110% 3.15%
27 Month CD Special 3.030% 3.06%

$1000.00 minimum deposit required. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly.

**Annual Percentage Yield. Fees imposed could reduce earnings.

Platinum Savings Account

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Balance ***Interest Rate ** APY
Below $5,000 0.150% 0.15%
$5,000.00 to $24,999.99 2.000% 2.02%
$25,000 to $49,999.99 2.000% 2.02%
$50,000 to $99,999.99 2.000% 2.02%
Balance over $99,999.00 2.000% 2.02%

Minimum Deposit $5,000

**Annual Percentage Yield. Fees imposed could reduce earnings.

*** Variable Rate Accounts: Rate may change after account is opened.

PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY

Guardian Secure Checking

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Balance ***Interest Rate Depending on the balance in your account the Annual Percentage Yield (APY**) will:
Up to $25,000.00 1.500% equal 1.51%
Over $25,000.00 0.150% range from 1.51% to 0.18%

**Annual Percentage Yield. Fees imposed could reduce earnings.

*** Variable Rate Accounts: Rate may change after account is opened.

$100 minimum deposit to open

$4.95 Monthly Service charge

PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY

ePower Checking

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**** Balance ***Interest Rate Depending on the balance in your account the Annual Percentage Yield (APY**) will:
Up to $25,000.00 1.500% equal 1.51%
Over $25,000.00 0.150% range from 1.51% to 0.18%
If ePower account requirements are not met 0.100% equal 0.10%

****To earn the power rate, perform the following each cycle: 1. Have 12 Debit Card Transactions post and clear the account. 2. Have at least One Direct Deposit or ACH auto debit post and clear the account. 3. Enroll and receive electronic statements. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $25 per cycle if requirements are met. † Other fees may apply.

**Annual Percentage Yield. Fees imposed could reduce earnings.

*** Variable Rate Accounts: Rate may change after account is opened.

PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY