Personal Credit Deserves Personal Perks
The right credit card works for you every time you use it. At Community National Bank & Trust, we offer personal credit cards that are backed by first-class conveniences. Enjoy no annual fees, competitive rates, and access to our ScoreCard Rewards program so that every swipe adds up to something worthwhile.
Benefits You’ll Love
- Take advantage of a low 4.99% APR*
- Earn reward points for every dollar charged
- View and manage account digitally with MyCardStatement
- No annual fees
Our credit cards are built for real-life uses like establishing credit or covering everyday household expenses. Whatever your goals may be, you'll get straightforward terms, no surprise fees, and a local banking team that's easy to reach when you need them.
ScoreCard Rewards
Both our personal and business credit cards participate in the ScoreCard Rewards program, giving you a straightforward way to earn points on purchases you're already making. Points can be redeemed for a wide variety of rewards, including merchandise, hotel stays, airline travel, gift cards, and cash back options. The more you use your card, the more your rewards grow!
Security You Can Count On
Every Community National Bank & Trust credit card comes with built-in fraud monitoring and purchase protection to help keep your account secure. If you ever notice something suspicious, our team is available to help you address it quickly and get your account back on track.
- 4.99% APR* introductory rate for 6 months; then based on Prime
- Shop everywhere Visa® is accepted
- No annual fee
- Earn rewards points as you shop with ScoreCard Rewards
- Keep tabs on your card and spending with MyCardStatement
- Redeem your points for account credits, gift cards, travel, and more
- Handle and make payments 24/7
- EMV chip included for greater security
- Quickly replace your card if lost or stolen
Apply for a Credit Card With Community National Bank & Trust
With no annual fee and meaningful rewards built in, a Community National Bank & Trust credit card is a smart addition to your financial toolkit for managing personal expenses.
Get started now! Contact us online to chat with one of our local banking experts or find your nearest CNB&T branch and visit us today! You can also explore our FAQ page to educate yourself further.
*This is not a commitment to lend or extend credit. All loans/products are subject to approval.
Please fill out an application and either return it to your nearest Community National Bank & Trust banking center or mail it to:
Community National Bank & Trust
P.O. Box 300
Neodesha, KS 66757
Call us today at (844)-260-2195
To obtain additional information about shopping for and using credit cards, please visit the Consumer Financial Protection Bureau website today.
*Low Introductory Interest Rates: 4.99% annual percentage rate (APR) for the first six months. After that, your rate will be determined by your card type and the prime rate established by the Wall Street Journal. Our classic card is 9.74% APR plus the prime rate, and our platinum card is 6.74% APR plus the prime rate.
Note: Your APR may vary monthly.
*APR = Annual Percentage Rate. Note your APR may vary monthly. See credit card terms and conditions.
Low Introductory Interest Rates: 4.99% annual percentage rate (APR) for the first six months. After that, your rate will be determined by your card type and the prime rate established by the Wall Street Journal. Our classic card is 9.74% APR plus the prime rate, and our platinum card is 6.74% APR plus the prime rate.
Use this calculator to determine your projected earnings from our Reward Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Certificate Term | Interest Rate | **APY |
|---|---|---|
| 9 Month CD Special | 3.46% | 3.51% |
| 13 Month CD Special | 3.05% | 3.09% |
| 24 Month Bump Special | 2.99% | 3.02% |
| 27 Month CD Special | 2.89% | 2.92% |
$1000.00 minimum deposit required. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly.
**Annual Percentage Yield. Fees imposed could reduce earnings.
ePower Checking
| **** Balance | ***Interest Rate | Depending on the balance in your account the Annual Percentage Yield (APY**) will: |
|---|---|---|
| Up to $25,000.00 | 1.400% | equal 1.41% |
| $25,000.00 - $1,000,000 | 0.150% | range from 1.51% to 0.18% |
| If ePower account requirements are not met | 0.100% | equal 0.10% |
****To earn the power rate, perform the following each cycle: 1. Have 12 Debit Card Transactions post and clear the account. 2. Have at least One Direct Deposit or ACH auto debit post and clear the account. 3. Enroll and receive electronic statements. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $25 per cycle if requirements are met. † Other fees may apply.
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Guardian Secure Checking
| Balance | ***Interest Rate | Depending on the balance in your account the Annual Percentage Yield (APY**) will: |
|---|---|---|
| Up to $25,000.00 | 1.400% | equal 1.41% |
| Over $25,000.00 | 0.150% | range from 1.51% to 0.18% |
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
$100 minimum deposit to open
$4.95 Monthly Service charge
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY
Platinum Savings Account
| Balance | ***Interest Rate | ** APY |
|---|---|---|
| Below $5,000 | 0.150% | 0.15% |
| $5,000.00 to $24,999.99 | 1.900% | 1.91% |
| $25,000 to $49,999.99 | 1.900% | 1.91% |
| $50,000 to $99,999.99 | 1.900% | 1.91% |
| Balance over $99,999.00 | 1.900% | 1.91% |
Minimum Deposit $5,000
**Annual Percentage Yield. Fees imposed could reduce earnings.
*** Variable Rate Accounts: Rate may change after account is opened.
PLEASE CONTACT OUR ACCOUNT REPRESENTATIVE AS OTHER TERMS AND CONDITIONS MAY APPLY