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Personal Checking Accounts

Personal Checking Accounts

Whether you’re trying to maximize your retirement funds with great discounts or help your teenager start managing their money, Community National Bank & Trust offers a full suite of personal checking account products for you. With banking solutions tailored to your needs, you can rest assured your financial future is in your own hands.

Compare and get the details on our personal checking accounts below, or get in touch with us to discuss the best banking option for your lifestyle.

Personal Checking Accounts
  Basic Guardian Secure ePower Money Market NOW PLUS Student Teacher's Choice 50+ Club
^Earns Interest
Online Banking / E-Statements
Free Debit Card                
Unlimited Check Writing
Theft Protections
Minimum Opening Balance $100 $100 $100 $100 $100 $100 $100 $100
*Monthly Service Fee $0 $4.95 $0 $10 for balance <$900 $8.75 for balance <$900 $0 $0 $3.50 for balance <$100

* Other fees may apply
^ Fees may reduce earnings

Basic Checking Account

For those seeking everyday banking capabilities, our Basic Checking account allows you to track your spending and activity online while getting all the checks you need. 

Guardian Secure Checking Account

Keep your family’s finances safer with Guardian Secure Checking and ID Protect® services—in addition to other benefits, protections, and discounts.

ePower Checking Account

Our free ePower checking account is designed to earn better rates than CDs as well as qualify for up to $25 credit toward nationwide and foreign ATM fees.

Money Market Account

Available for both personal and commercial banking clients looking to earn higher interest, our Money Market account includes 6 free checks per cycle, 10 free non-CNB&T deposited items, and more.

NOW PLUS Checking Account

Available for individuals, nonprofit organizations, sole proprietors, and government units, our NOW PLUS checking account includes 30 free checks per cycle, 10 free non-CNB&T deposited items, and more.

Student Checking Account

For full-time students who are at least 16 years of age or freshmen in high school, our Student Checking account is perfect for getting your finances started on the right foot.

Teacher's Choice Checking Account

We at Community National Bank & Trust believe in and depend on our local schools as well as those who have committed themselves to our children. As a reward and “thank you” to the teachers within our communities, we offer Teacher’s Choice Checking Accounts, premium banking products for teachers with excellent customer service coupled with a bounty of free features.

50+ Club Checking Account

An ideal checking account for those at least 50 years of age, our 50+ Club offers club travel and events alongside a variety of special banking product features.

Open Your Personal Checking Account Today

At Community National Bank & Trust, we have decades of experience serving individuals and families with robust financial offerings throughout Kansas, Missouri, and Oklahoma. To open your new personal checking account, find a banking center near you and get started today!

DreamPoints Rewards

Earn everyday points using your rewards card whenever you check out and earn points. Earning doesn’t get any easier with DreamPoints!