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Platinum Savings

If you want to earn a higher APY with your savings account, then a Platinum Savings account from Community National Bank & Trust is the right choice for you. From an affordable minimum deposit to open your account to convenient quarterly statements mailed right to you, you’ll experience the best banking services and products with CNB&T.

The Benefits of Earning a Higher APY

You may be wondering what an APY is or why having a higher APY is beneficial. APY, or “annual percentage yield,” is the amount of interest your bank account earns annually. Nearly all savings accounts—and some checking accounts—have an APY. The higher your savings account’s APY is, the faster your money will grow. 

Depending on your account balance, you may qualify for an even higher APY. Contact your local CNB&T banking center for current rates.

Platinum Savings Account Benefits

Aside from a higher APY, there are plenty of benefits to opening a Platinum Savings account with CNB&T. When you open a Platinum Savings account, you’ll enjoy quarterly interest payments and a flexible interest rate that suits your savings goals. We’ll also mail you quarterly statements to help you keep track of your banking activity*. Statement periods include:

  1. January 1 to March 31
  2. April 1 to June 30
  3. July 1 to September 30
  4. October 1 to December 31

At CNB&T, we’re dedicated to providing you with the best banking services and products in community banking. We offer six free withdrawals and 30 free non-CNB&T deposited items per cycle. Additional withdrawals and non-CNB&T deposited items are $1 and $0.25 each, respectively. Depositing CNB&T items is always free.

When you open a Platinum Savings account with CNB&T, you’ll never have to pay ridiculously high fees when your account balance drops below a certain amount. When your average ledger balance dips below $25, we’ll only charge $2.

To open a Platinum Savings account, we require a minimum deposit of $5,000.

Open Your Platinum Savings Account Today

Boost your APY from good to amazing with Platinum Savings from CNB&T. Whether you’re a banking pro or ready to start planning your financial future, this convenient savings offering is the perfect solution. Find a CNB&T banking center near you and open your account today.

* Paper Statement option has $1.00 monthly service fee.