• 709 E. Prospect
    Ponca City, OK 74601
    Get Directions
    Phone(580) 762-3886
    Fax(580) 765-0615
    Lobby Hours
    Mon - Fri9:00 AM - 5:00 PM
    Drive Through Hours
    Mon - Fri7:30 AM - 5:30 PM
    Sat9:00 AM-12:00 PM

In the thriving community of Ponca City, OK, residents and business owners alike need reliable banking services. Community National Bank & Trust provides just that at our banking center on East Prospect Avenue. Conveniently located at the corner of 5th and Prospect, our building is easily accessible from throughout Ponca City.

You’ll find our banking center across the street from Chili's in a bustling area with many local businesses and restaurants. Whatever banking service you need, know that we’re committed to the wellness of our community—after all, community is an integral part of our name and core values.

Commercial Banking Services

Local businesses are vital to the success of towns like Ponca City. At Community National Bank & Trust, we partner with a variety of local businesses to provide the important business banking services they need. Business checking accounts equip businesses to carry out day-to-day activities, and our business credit cards have no annual fee and are geared toward helping you make necessary purchases.

Need some additional cash to get to the next level or to expand? Ask about our variety of business loans!

Personal Banking Services

Every Ponca City resident deserves personal banking services that will work for them, and Community National Bank & Trust assists our personal banking customers with what they need. It starts with our variety of personal checking accounts, and we also provide credit cards—with no annual fee—as well as consumer loans for your vehicle, mortgage, debt consolidation, and more.

In addition, all our customers have the ability to bank when they want and how they want with our online banking platform. Check your account, order checks, and more from your own device.

Ponca City Community National Bank & Trust is Your Financial Partner

We’re not just some corporate bank that only cares about your money. We’re involved in every community we serve, and we have direct ties to Ponca City that help us serve our personal and commercial customers better than any other bank in town. Our professional bankers aim to provide the best customer service possible—we’re your financial partner, and we strive to help as much as we can.

At our Ponca City banking center, you’ll find friendly faces eager to answer your questions. Our lobby is open Monday through Friday from 9 a.m. to 5 p.m. Ready to start your banking journey with us?  We care about you and your well-being, whether you’re interested in personal or business banking. Our community bank provides the small-town service you expect with the big-bank products you need. Give us a call, or stop by today!